These Terms of Service are provided as a template and should be reviewed by a qualified attorney before use. This document may not be fully compliant with the laws in your jurisdiction.
These Terms of Service (“Terms”) govern your access to and use of the services, website, and applications offered by Catholic Rural Life (“we,” “us,” “our”), a nonprofit organization. These Terms constitute a legally binding agreement between you and Catholic Rural Life. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.
By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you are using our services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms. If you do not agree to these Terms, you may not access or use our services.
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting a prominent notice on our website or by sending you an email. Your continued use of our services after any such changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using our services.
To use our services, you must be at least 13 years old. If you are under 18 years old, you must have permission from your parent or legal guardian to use our services, and they must agree to these Terms on your behalf. By using our services, you represent and warrant that you meet these eligibility requirements.
You may be required to create an account to access certain features of our services. You are responsible for:
We reserve the right to suspend or terminate your account at our discretion if we believe you have violated these Terms or if we believe your account may pose a risk to our services or other users.
When you make a Donation to Catholic Rural Life:
We will use commercially reasonable efforts to ensure that all Donations are used in accordance with our stated mission and charitable purposes. We reserve the right to decline or return any Donation at our discretion.
If you provide volunteer services to Catholic Rural Life:
You may have the opportunity to submit User Content to our services. You retain ownership of any User Content you submit, but you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such User Content in any media or distribution methods. This license authorizes us to make your User Content available to the rest of the world and to let others do the same.
You represent and warrant that you have all necessary rights to grant us this license and that your User Content does not violate any third-party rights or applicable laws.
We reserve the right to remove any User Content at our discretion.
You agree not to:
All content provided by Catholic Rural Life, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Catholic Rural Life or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws. The compilation of all content on our services is the exclusive property of Catholic Rural Life and is protected by international copyright laws.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Catholic Rural Life.
We respect the intellectual property rights of others and expect our users to do the same. We will respond to notices of alleged copyright infringement that comply with applicable law. If you believe any materials accessible on or from our services infringe your copyright, you may request removal of those materials by submitting written notification to info@catholicrurallife.org.
Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms by reference, explains how we collect, use, and disclose information about you. By using our services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.
Our services may contain links to third-party websites or services that are not owned or controlled by Catholic Rural Life. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Catholic Rural Life shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. Catholic Rural Life DOES NOT WARRANT THAT OUR SERVICES ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. Catholic Rural Life DISCLAIMS ALL LIABILITY FOR ANY ERRORS, OMISSIONS, OR INACCURACIES IN THE CONTENT PROVIDED THROUGH OUR SERVICES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
You agree to indemnify, defend, and hold harmless Catholic Rural Life, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that such parties may incur as a result of or arising from your violation of these Terms, your User Content, or your use of our services. Catholic Rural Life reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Catholic Rural Life in asserting any available defenses.
These Terms shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
Any disputes arising from these Terms will be resolved through binding arbitration in accordance with the American Arbitration Association rules. The arbitration shall take place in St. Paul, Minnesota. You agree to waive any right to a jury trial.
These Terms, including our Privacy Policy, constitute the entire agreement between you and Catholic Rural Life regarding your use of our services and supersede any prior agreements between you and Catholic Rural Life relating to your use of our services.
The failure of Catholic Rural Life to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
These Terms, and any rights and licenses granted here under, may not be transferred or assigned by you without the prior written consent of Catholic Rural Life, but may be assigned by Catholic Rural Life without restriction.
We reserve the right to suspend or terminate your access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of our services, us, or third parties, or for any other reason. Upon termination, your license to use our services will immediately cease.
If you have any questions about these Terms, please contact us at info@catholicrurallife.org or by sending written mail to:
Catholic Rural Life
University of St. Thomas - Mail 4080
2115 Summit Avenue
St. Paul, MN 55105.
Last Updated: 2026-08-27
The following provisions apply to usersprotected by California, United States regulations:
Under the California Consumer Privacy Act (CCPA), we are required to inform California residents about the categories of personal information we collect and the purposes for which we use this information.
In the past 12 months, we have collected the following categories of personal information:
We use this information for the business and commercial purposes described in our Privacy Policy.
If you are a California resident, you have the following rights under the CCPA:
To exercise your rights, you can submit a verifiable consumer request by contacting us at info@catholicrurallife.org or through the methods described in our Privacy Policy. You may make a request up to twice within a 12-month period. We will respond to your request within 45 days, with a possible extension of up to 45 additional days when reasonably necessary.
Under the CCPA, California residents have the right to opt-out of the sale of their personal information. Catholic Rural Life DOES NOT sell personal information as defined by the CCPA.
The following provisions apply to users protected by United States regulations:
We comply with the requirements of the Children’s Online Privacy Protection Act (COPPA) and other applicable laws. Our Services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 years of age.
If our Services are intended for use by children under 13, or if we have actual knowledge that we collect personal information from children under 13, we will obtain verifiable parental consent before collecting such information. We implement appropriate measures to ensure that we collect, use, and disclose such information in accordance with COPPA and other applicable laws.
If we knowingly collect personal information from children under 13, we will obtain verifiable parental consent before collecting, using, or disclosing such information. We may obtain parental consent through any of the methods approved by the Federal Trade Commission, which may include:
If you are a parent or guardian and believe your child has provided us with personal information without your consent, please contact us at info@catholicrurallife.org. If we confirm that we have collected such information without verifiable parental consent, we will promptly delete the information from our records.
If you are a parent or guardian of a child under 13 whose information has been submitted to us with your consent, you have the right to:
To exercise these rights, please contact us at info@catholicrurallife.org. We will respond to your request within a reasonable time and may require additional information to verify your identity as the child’s parent or guardian.
We offer various membership plans with different features, limitations, and pricing. The specific details of available plans are described on our membership page. Subscriptions may be offered on a monthly, quarterly, annual, or other recurring basis as specified during signup.
By subscribing to our Services, you authorize us to charge the applicable membership fees to your designated payment method at the beginning of each billing period. For monthly memberships, you will be billed on the same date each month. For annual memberships, you will be billed on the same date each year. If a billing date falls on a date that does not exist in a particular month (e.g., the 31st), you will be billed on the last day of that month.
All memberships automatically renew unless canceled by you prior to the renewal date. By subscribing, you authorize us to automatically charge your payment method for the membership term at the then-current rate.
We may change the price of our membership plans from time to time. If we change the pricing for your membership plan, we will provide notice of the change through our Services or via email at least 30 days before the change is to take effect. Your continued use of the Services after the price change goes into effect constitutes your agreement to pay the updated price. If you do not agree to a price change, you must cancel your membership before the change goes into effect.
We accept various payment methods, which may include credit cards, debit cards, PayPal, and other payment services as indicated during the checkout process. You agree to provide current, complete, and accurate billing information and to promptly update such information if it changes. For membership services, you authorize us to store your payment method information for future charges.
You may cancel your membership at any time through your account settings or by contacting our customer support at info@catholicrurallife.org. Upon cancellation, your membership will remain active until the end of your current billing period, and you will not receive a refund for any fees already paid.
We may offer free trials or promotional periods for our membership services. Unless otherwise stated, free trials automatically convert to paid memberships at the end of the trial period. To avoid charges, you must cancel before the end of the free trial period. You may be required to provide a valid payment method to start a free trial, and we may authorize a nominal charge to verify your payment method.
You are eligible for one free trial per membership plan unless we explicitly permit otherwise. We reserve the right to determine eligibility for free trials and to limit or prohibit free trials at our discretion.
All membership fees are non-refundable except as expressly stated in these Terms or as required by applicable law. In exceptional circumstances, we may, at our sole discretion, offer a partial or full refund. Any refunds will be processed using the original payment method unless otherwise specified.
If payment cannot be charged to your payment method for any reason (such as expiration, insufficient funds, or otherwise), we will make reasonable attempts to notify you and retry the charge. If we are unable to charge your payment method after multiple attempts, we may suspend or terminate your access to the Services. You remain responsible for any uncollected amounts.
Subscription fees may not include applicable taxes such as sales tax, value-added tax (VAT), or goods and services tax (GST). Where required by law, we will collect and remit these taxes to the appropriate authorities. You are responsible for any taxes not collected by us that are applicable to your purchase.
